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Hal ini direalisasikan dengan mengupayakan peminjam memperoleh pinjaman dari pihak investor sesuai kriteria investasi yang diinginkan. Investor dapat menyeleksi calon peminjam sesuai profil dan riwayat keuangannya.Kedua, pembatasan yang didasarkan pada kelayakan peminjam serta diberlakukannya standar tarif peminjam yang sangat tinggi. Dan yang tera